Having grown up in a fairly financially-constrained environment, this topic seems like a total case of wishful thinking. But its not! Seriously. Truthfully. Painfully. What are these problems you ask? Well they range from how to invest the money you earn to what to buy as a gift for friends and family. Let me attempt to explain these. Investing your surplus earnings is a normal and natural cycle in life for most Indians. Where this enters the problem zone is when you’ve built a decent base in MFs, have a property and own the jewellery you would like to wear. After this, what to do with the extra salary every month is a VERY painful decision to go through. Before this, there are simple goals to aim for. But what when your goals have been achieved and you’re not willing to expand your lifestyle just to accommodate the surplus. Happened to me a few years ago – when I paid off the loan against the property investment I had made. I remember asking a friend of mine – extremely s...
In the depths of winter... I discovered in me incredible summers!